Thursday, March 08, 2007
The Credit Card Prank
I just got done checking one of my 15 million email addresses. With this one I get a daily quote email full of 9 quotes. I've kept just about everyone and I'm proud to say that I almost have 1,000 in that folder!
In this one was a link to a website that I remember seeing a couple of years ago.
http://www.zug.com/pranks/credit/
Just take a gander at it. After I read this initially those couple of years ago, I attempted the Mickey Mouse signature at the local Chili's restaurant.
The site does pose a good point about credit card signatures. With all of my credit cards, I had written on the back "Check ID". And of all the times I used a credit card, I was only asked for my ID once for a purchase of about $30. I made plenty of purchases over $500 but was never asked to show ID. I've never worked in a credit card transaction business where I've been subjected to accepting payments, but I wonder what is taught in training about asking to see people's IDs when they use a credit/debit card.
It seems to be if it's over $20 that they'll ask you... sometimes.. and now if it's under $20 you can get away without having to provide a signature, especially at drive-thrus. The next time I use my debit card, I'm gonna sign it "CHECK MY ID" at least until someone actually checks it.
Oh yeah... something else that bugs me.
My debit card doesn't have a signature on the back of it. It drives me nuts when cashiers turn it over and see nothing there and act so normal about it. Does it bug anyone else?
In this one was a link to a website that I remember seeing a couple of years ago.
http://www.zug.com/pranks/credit/
Just take a gander at it. After I read this initially those couple of years ago, I attempted the Mickey Mouse signature at the local Chili's restaurant.
The site does pose a good point about credit card signatures. With all of my credit cards, I had written on the back "Check ID". And of all the times I used a credit card, I was only asked for my ID once for a purchase of about $30. I made plenty of purchases over $500 but was never asked to show ID. I've never worked in a credit card transaction business where I've been subjected to accepting payments, but I wonder what is taught in training about asking to see people's IDs when they use a credit/debit card.
It seems to be if it's over $20 that they'll ask you... sometimes.. and now if it's under $20 you can get away without having to provide a signature, especially at drive-thrus. The next time I use my debit card, I'm gonna sign it "CHECK MY ID" at least until someone actually checks it.
Oh yeah... something else that bugs me.
My debit card doesn't have a signature on the back of it. It drives me nuts when cashiers turn it over and see nothing there and act so normal about it. Does it bug anyone else?
Labels: credit card, identity fraud
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It doesn't bug me, but what does bug me is people who DON'T sign their cards. I know people use the rationale that someone could copy their signatures, but by not signing it you are giving would-be thieves an opportunity to sign your name the way they want to. This gives them license to use your card at will and the signature will match (as long as they remember your name). I always sign my cards as soon as they arrive in the mail. At least sign it and put "SEE ID" next to it if you want someone to check your license.
Just my 2 cents, take it or leave it.
dreamy1.wordpress.com
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Just my 2 cents, take it or leave it.
dreamy1.wordpress.com
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